USSD Codes For Making Transactions For All Banks In Nigeria

Are you looking for a simple way to transfer money, recharge airtime, pay bills from your bank account through mobile phone? if yes.

Here I have compile the USSD transaction codes for all banks in Nigeria.

NOTE: Bank USSD codes only works on mobile number registered with a bank account.
Ussd codes banks Nigeria mobile phone airtime money transfer

GTBANK USSD Code


To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890#

For transfers to beneficiaries in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard to authenticate each transaction.

The *737* Transfer service is only available to GTBank customers and has minimum transfer limit of N1,000 and a daily transfer limit of N20,000. Your daily limit can be up to N200,000 or more

Fidelity Bank USSD Code


To transfer money from Fidelity bank account to another bank account, simply dial this *770*NUBAN Account number*Amount#; NUBAN Account number is the 10 digit account number issued by any bank.

Example; if you want to transfer N1000 to someone’s Firstbank account, dial *770*1234567890*1000#.

Then select the beneficiary bank Name Access bank, First bank, Diamond bank etc
Enter your transfer PIN to confirm transfer. The recipient account number will be shown to you before you enter your PIN. This lets you verify that you’re not sending money to a wrong account.

If you haven’t used the service before, you will be requested to create one. You can dial *770#, Enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account.

If you have two accounts with Fidelity bank, let say current and saving account and you’re using the same phone number for both account, your current account will be debited first before your savings account.

Transfer per transaction is N10,000. Maximum transfer per day is N20,000

First Bank USSD Code


First bank USSD code allows you to transfer money, pay bills, withdraw money or make purchases.

  • To transfer money, simply dial *894# select 1
  • To withdraw money, dial *894# and select 2
  • To make purchase, dial *894# and select 3
  • To pay bills, dial *894# and select 4
  • To buy airtime dial *894# and select 5
  • To manage account dial *894# and select 7 .


Wema Bank USSD Code


For Wema Bank customers,

  • To do a quick FUNDS TRANSFER, dial *945*BeneficiaryAccount*AMOUNT#
  • To recharge airtime dial *945*YourNumber#
  • To recharge third party dial *945*ThePerson'sNumber*Amount#
  • To check account balance dial *945*0#
  • To change your pin *945*00#

The Wema Quick USSD Code should only be used with the phone number registered with the bank.


Diamond Bank USSD Code


For Diamond Bank Y’ello account holders, to Transfer money to any bank Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.

For Diamond Y’ello to Diamond Y’ello Transfers Dial *710*710*PHONE NO*AMOUNT*PIN# For other Diamond account holders check options below.

Ecobank USSD Codes


With Ecobank Mobile Banking you can do all your banking on your mobile phone. You can Make instant transfers, Check balances, Pay bills, Read mini-statements, Buy airtime.

Dial *326# to get started


Zenith Bank USSD Code


Zenith Bank’s 966 Mobile Banking allows you to open an account, check balance, load airtime or transfer money to another account.

To create a bank account simply dial *966*0# and follow the onscreen prompts.
To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
To load airtime simply dial *966*Amount*Mobile Number# on your phone

To transfer money to another account
Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.


First City Monument Bank (FCMB) USSD Code


To use FCMB mobile banking service
Dial *389*214#

FCMB Welcome Message is displayed with the following options

  1. Activate with card
  2. Activate with Account
  3. Activate with Mwallet

Choose option 2 by typing 2 and send
Enter your account number
Call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN.

Once you get your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted

Dial *389*214# for subsequent access to FCMB Mobile service


Unity Bank USSD Code


Unity Bank USSD mobile banking gives you secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.

Simply dial *389*215# to get started


Skye Bank USSD Code


Skye Bank USSD mobile banking gives you secure and fast way to transfer funds to Skye bank accounts and to other bank accounts.

Skye Bank USSD mobile banking allows you to make bill payments, check account balance, transfer funds etc hassle-free and conveniently.

Simply dial *833# to get started


Sterling Bank USSD Code


Sterling Bank USSD provides a smarter way of banking using *822#

To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.

Note that N5 will be deducted from your airtime balance every time you dial the sterling bank ussd code on your phone.

A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.

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2 Comments

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